Skip to main content
This page outlines expected time-to-liquidity across protocol cooldowns and chain settlement.

​
No lockups

hBTC has no lockup period. Users may initiate a withdrawal at any time, subject only to the applicable protocol cooldown and chain settlement timing.

​
Withdrawal cooldown

  • Standard: 72 hours
  • Express: 4 hours (express fee applies; see Fees)
Express withdrawals are capped at 2.5% of net asset value within any 24-hour period.

​
On-chain settlement targets

  • Deposit: ~30 minutes (3 Bitcoin confirmations)
  • Withdraw: ~80 minutes (8 Bitcoin confirm
Confirmation times are targets and can vary with network conditions.
Settlement targets are defined by the sBTC bridge, not the protocol.